FME News

Best Savings Accounts for Families in 2025 – Find the Top Rates

Tom Townson

Editor-in-Chief

18 July 2025

Discover the best savings accounts for UK families in 2025 with top rates to grow your savings. FamilyMoneyExpert.com explains how to choose the right account for your needs, with no changes to your current savings protection of up to £85,000 per person, per institution.

Top Savings Accounts for 2025

Looking for the best savings accounts for your family in 2025? Here are our top picks, based on rates from Bank of England data and provider offers:

Easy-Access Savings: Up to 4.92% interest, ideal for flexible withdrawals. Check our easy-access guide for top providers like Nationwide*.
Cash ISAs: Up to 4.55% tax-free interest. See our cash ISA guide for options like Santander*.
Fixed-Rate Bonds: Up to 4.75% for one-year bonds. Visit our fixed-rate guide for deals from Lloyds*.

Links with an * may earn a commission.

Your Savings Protection

All UK-regulated savings accounts are protected up to £85,000 per person, per institution under the FSCS scheme. Check if banks share licences using our bank licence tool.

Comparing Savings Accounts for Families

Easy-Access Accounts

Nationwide* offers 4.92% variable, no withdrawal limits. Ideal for families needing flexibility.

Cash ISAs

Santander* provides 4.55% tax-free, up to £20,000 annual allowance. Great for tax-free savings.

Rates based on July 2025 data from gov.uk. Links with an * may earn a commission.

Tom Townson

Editor-in-Chief

"Choosing the right savings account can make a big difference for families. I once helped a family switch to a 4.9% easy-access account, saving them £200 a year in interest. Check our savings comparison tool to find the best deal for you."