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Cookie Policy – FamilyMoneyExpert
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FamilyMoneyExpert Cookie Policy

Helping You Understand Cookies on Our Site

Last Updated: 6 May 2025

FamilyMoneyExpert Cookie Policy Intro

At FamilyMoneyExpert Ltd (FME), we’re dedicated to helping UK families save money and make informed financial decisions. That includes being upfront about how we use cookies on our website (www.familymoneyexpert.com and www.familymoneyexpert.co.uk) and tools. This Cookie Policy explains what cookies are, why we use them, and how you can control them.

Your privacy matters to us, and we want you to feel confident using our site. For more on how we protect your personal information, please see our Privacy Policy (link to be added).

FamilyMoneyExpert What Are Cookies

What Are Cookies?

Cookies are small text files that a website may place on your device (like your phone or laptop) when you visit. They’re safe and help improve your experience by remembering things like your preferences or how you navigate our site. For example, a cookie might make our deal comparison tool load faster.

Cookies come in two types:

  • Session cookies: These vanish when you close your browser.
  • Persistent cookies: These stay on your device until they expire or you delete them.

We also use similar technologies, like LocalStorage and web beacons, which we explain below.

FamilyMoneyExpert How We Use Cookies

How Do We Use Cookies?

Currently, our website uses only “strictly necessary” cookies set by our hosting provider, Hostinger, to run our WordPress site. These cookies are essential for basic functions, like ensuring pages load securely, and don’t require your consent.

In the future, we plan to introduce more cookies to enhance your experience, including:

  • Functionality cookies: To save your preferences, like deals you’ve viewed, making our tools more user-friendly.
  • Analytics & tracking cookies: To anonymously track how you use our site, helping us improve it and boost our guides’ search engine rankings.
  • Marketing or advertising cookies: To measure the success of paid ads (e.g., search engine promotions) so you can find our tools easily.
  • Affiliate cookies: To support third-party affiliate programs, tracking when you click through to partner deals.

We’ll only use non-essential cookies (like analytics or marketing) if you agree via a cookie consent pop-up we’re planning to add.

FamilyMoneyExpert Cookies We Use

Cookies We Use

Since we rely on Hostinger’s default WordPress cookies, we don’t yet have specific details about their names or retention periods. These typically include:

  • Security cookies (e.g., __Secure-*): To keep your connection safe.
  • Session cookies: To manage your visit and ensure smooth page loading.
  • Basic analytics cookies: To anonymously count site visitors.

These cookies follow Hostinger’s default retention periods, often short-term (e.g., session-based or up to a year for security). We’ll provide a detailed list as we learn more.

When we add new cookies for analytics, marketing, or affiliates, we’ll update this policy and ask for your consent for non-essential ones.

FamilyMoneyExpert Third-Party Cookies

Third-Party Cookies and Content Sharing

We currently don’t use third-party cookies, as our site relies solely on Hostinger’s defaults. However, we include sharing buttons on every article and tool, letting you share content on social media platforms like Facebook, Instagram, X, LinkedIn, TikTok, YouTube, and Pinterest. These buttons are coded directly into our site and may set cookies when used.

In the future, we’ll work with third-party services (e.g., affiliate programs or analytics tools) that may set cookies to:

  • Track your visit, the pages you view, or links you follow (anonymously).
  • Support features like embedded videos or affiliate deals.

Here’s what you need to know about potential third-party cookies from our social media sharing buttons:

These cookies are controlled by third parties, not FME, and may track your activity across other sites to build interest profiles. You can manage them via our upcoming consent pop-up or the platforms’ opt-out links.

FamilyMoneyExpert Similar Technologies

Similar Technologies to Cookies

Besides cookies, we may use technologies like:

  • LocalStorage: This stores data like persistent cookies but is managed via JavaScript. It’s used to save preferences or improve site performance and doesn’t expire unless cleared programmatically.
  • Web Beacons: Also called tracking pixels or clear GIFs, these are tiny image files that track how you navigate our site. In the future, we may use:
    • Analytics beacons (e.g., via Google Analytics): To anonymously measure site usage, like visitor numbers or traffic sources (e.g., Google, social media).
    • Visitor pixels: To count page views per session or track where traffic comes from, helping us improve our site.
    • Email tracking pixels: If we launch a newsletter, these will help us confirm emails reach your inbox, track opens, and understand engagement (e.g., device used or time opened). This data will be used only to improve our emails.

These technologies help us make our site and tools better but will only be used for non-essential purposes with your consent.

FamilyMoneyExpert How to Control Cookies

How Can You Control Cookies?

You’re in charge of cookies. Most browsers let you block or delete them, but this might affect our site’s functionality (e.g., pages may not load properly without strictly necessary cookies). Here’s how to manage them:

  • Browser Settings: Adjust cookie preferences in your browser. Visit AllAboutCookies.org for step-by-step guides.
  • Social Media Opt-Outs: Use the privacy links above to control cookies from social media platforms.
  • Our Consent Pop-Up: We’re adding a pop-up to let you choose which non-essential cookies (e.g., analytics, marketing) you allow. We’ll let you know when it’s live.
FamilyMoneyExpert Keeping This Policy Up to Date

Keeping This Policy Up to Date

We aim to keep this Cookie Policy accurate, but third-party services (like social media or affiliate partners) may change their cookies’ names or purposes. We’ll review and update this policy regularly to reflect any changes. Check back here for the latest version.

If you have questions about cookies, contact us at furtherhelp@familymoneyexpert.com. We’re here to help UK families save money, and that starts with clear, honest information.

Savings Guide | FamilyMoneyExpert.com

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