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Founder & Editor-in-Chief, Tom Townson Founder & Editor-in-Chief, Tom Townson

In this guide

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Tools and calculators

Clever ways to calculate your finances

Mortgage Calculator

Calculate your monthly payments and affordability

Savings Calculator

See how your savings grow with interest

Budget Planner

Track income, expenses & family goals

Emergency Fund Calculator

Build your safety net

Debt Payoff Too

Plan to clear credit cards/loans faster"

Credit Score Tips

Improve your score for better deals

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Tom Townson, Founder of Family Money Expert

Tom Townson

Dad of two and Founder of Family Money Expert

Last updated: 31/01/2026

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Cut to the chase, Tommy, I'm busy!"

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Here’s the quick lowdown if you’re in a rush – or scroll down for the full guide:

1. Benchmark the best rates – Use comparison sites like Moneyfacts or SavingsChampion to see top easy-access accounts (rates change often!).

2. Check for bonuses & restrictions – Look for easy-access with no withdrawal limits. Avoid notice accounts unless you can wait.

3. Open directly – Go straight to the provider’s site for the best rate (e.g., Chase, Plum* or Zopa). Links below!

For more details jump to [placeholder internal link].

What you'll need & Time guide

Items required for this guide
  • [placeholders] 
  • Passport or driving licence
  • Recent utility bill
  • Bank statements
  • Proof of income (Change per article.)
Time required
  • Read time: 5 minutes
  • Prep time: 10 minutes
  • Action time: 30 minutes
  • Review frequency: Annually

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This is where you’ll explain the topic in detail. Use short sentences, 3-5 lines max per paragraph for easy reading. Break complex ideas into multiple paragraphs.

Here’s an example of a good savings account dashboard. 

 As you can see, the interest rate is clearly shown. Another visual: [Insert second image here] for comparing options

  • Tip 1: Always check current rates as they change.
  • Tip 2: Compare at least 3 options.
  • Tip 3: Consider fees and bonuses.
  1. Always check current rates as they change.
  2. Compare at least 3 options.
  3. Consider fees and bonuses.

Children's Current Accounts Comparison - Jan 2026

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Tommy’s Tip

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Important

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Warning

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[Placeholder Video Explainers & Transcripts]

Watch: Tom Townson explains [placeholder]
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Watch: Tom Townson explains [placeholder]
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Frequently Asked Questions

Item #1

Glossary

Key terms explained

Loved this guide? Share it with your family & friends!

General/default (use on most guides):

Found this helpful for your family’s finances? Share it with friends, family, or anyone who could use a money-saving tip! Every share helps more parents make smarter choices. ❤️

For savings/deals guides (e.g., cheap credit cards, best savings accounts):

If this guide just helped you spot a better deal for your family, why not share it? Let’s help more parents keep more money in their pockets!

For parenting/budgeting topics (e.g., family expenses, kids’ activities):

As a dad of two, I know how tricky family budgets can be. If this helped you, pass it on to another parent – small shares make a big difference!

Encouraging community vibe:

Together we’re stronger with money! If this article gave you an ‘aha’ moment, share it and help other families level up their finances.

Short & punchy:

Help spread the word – share this guide and empower more families to save smarter!

Tommy’s Toolbox

Clever ways to calculate your finances

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Calculate your [potential monthly payments and total costs]

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Calculate your [potential monthly payments and total costs]

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Calculate your [potential monthly payments and total costs]

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Calculate your [potential monthly payments and total costs]

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Calculate your [potential monthly payments and total costs]

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Calculate your [potential monthly payments and total costs]

What the * means

If a link has an * next to it, it’s an affiliate link. Family Money Expert may receive a commission if you click through and use certain links – this helps keep the site free and independent.

Our recommendations are always based on what’s genuinely best for families – affiliate links never influence what we write or which products we feature. We aim to cover all relevant products, even if no affiliate link is available.

For more details, see our page on How this site is financed.

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